How to Get a Replacement Car Key
It can be frustrating to lose your car keys. It could also be costly depending on the kind of key you have.
The most efficient way to obtain an exchange is to contact an auto locksmith. This is typically a less expensive and quicker alternative than calling the roadside assistance line or a dealership.
Cost
Up until recently the loss of car keys wasn't a big issue. You could go to the local hardware store and get an alternative key made. Today, however, the process is much more complicated and costly. The reason for this is that cars are becoming more technologically advanced, which means their keys are now. This may make them more secure from theft however, it also means they are more expensive to replace.

The cost of a lost key replacement will vary based on the year, make and model of your vehicle. Many newer cars have key fobs with a transponder chip in them to prevent theft. These chips must be paired to your vehicle. This usually requires a locksmith or a dealer. The cost of this service will depend on the kind of car you own, but can be as high as $200.
Additionally, certain modern cars utilize laser-cut keys that have to be programmed using a specific machine, which is only available at dealerships or specialist auto locksmiths. The cost of the key for this kind of lock is as high as $100.
Another factor that will affect the cost of a lost key is the location you live in. If you are located in a remote area there is a chance that you will need to pay extra for the service since the locksmith or tow truck must travel a long distance reach you. A locksmith may also charge a fee for work performed on holidays, weekends or after hours.
The best way to cut down on the cost of losing a key is to keep a spare one with you and keep it at home or kept in your wallet. You should also keep your car's title or registration documents with you, as they will be required to prove you are the owner of the vehicle in the event that you need to contact the dealership to request a replacement key. Additionally, you can make use of your roadside assistance to assist in the process. You might be able to obtain a temporary replacement depending on the conditions and terms of your roadside assistance service.
types of car keys can be very frustrating to lose your car keys, but it's crucial not to panic. First, take a moment to search for your car keys in obvious places such as your purse or pocket. Then, go back through your day and try to recall the places you may have left the keys. This will help you remember if you've lost them, or if they are still in your vehicle. If you can't find your car keys, it might be time to purchase new keys.
Most modern cars have a remote key fob that utilizes a code to unlock and start the car. This kind of key has to be reprogrammed in order to work with your specific vehicle and this is typically a task that requires a professional. Contact an auto locksmith to find out whether they are able to handle this, and you will also require evidence of ownership.
Old-fashioned car keys made of metal are much easier to replace than remote fobs for keys. They function entirely mechanically and aren't difficult to duplicate, therefore an expert locksmith in your area can provide you a new one on the spot if you've lost one. They can also duplicate the ignition cylinder of your vehicle and this is an additional cost. However, if you want to keep backups of your old-fashioned car keys You can visit an hardware store that specializes in automobiles and get them copied quickly and cheaply.
If your car keys are beginning to look worn it is recommended to replace them. Regular use can wear away the teeth on the key and this could make it difficult to align them correctly. If the key starts to stick in the lock, it's also a sign that it is time for a replacement.
If you own a brand new vehicle and it's a high-end model, the key might need to be programmed by the dealership. This is a difficult task that can take a long time to complete and could cost a significant amount of money. You may be covered by the warranty on your car or insurance depending on the make of your car.
The availability
Even if you're a great driver it's still possible to lose your car keys. This can be a major issue particularly if it happens at the worst time like when you're at the supermarket or gas station and want to get back home. There are many ways to replace your lost key. You can contact your insurance company or locate a local locksmith, or contact roadside assistance.
The first thing you'll need to do is identify the kind of car key you own. This is important since the different vehicles use different types of keys. Some are old-school and only lock through the key cylinder and others come with chips that communicate with the car to unlock the doors and start it up. Some keys can be replaced with an auto locksmith, however you might need to visit a dealership to purchase one from the manufacturer if it is a smart key.
No matter if you're using a conventional key or a smart key, your first step is to read the user manual or contact the dealer for directions on how to program it to your car. You'll need to show proof of ownership and could need to wait a few days for the dealer to make an order for a replacement. This method may also require you to take your vehicle to a locksmith or other service provider to have it programmed, so this isn't the best option for those with tight schedules or have limited mobility.
If you have a spare key the process is much simpler. You can typically purchase an online replacement key for a relatively low price depending on the model of car. If, however, your keys are equipped with transponder and key fob element, you'll have to visit a qualified expert to have them replaced and programmed. Depending on the make and model of your car this could require an auto towing service or letting a locksmith do it for you.
Another method to obtain an updated car key is by using a Bluetooth tracker. These small devices attach to your keyring and emit a signal that can be picked up by a mobile phone that has an app installed. The app will show you the location of the key, so you can locate it if you require it.
Insurance
Car insurance typically does not cover the cost of lost keys. However, there are a few exceptions. Some of the top car insurance companies committed to customer satisfaction offer add-on coverage for things like lost keys. It's typically an extra cost, but could be less expensive than having to pay out from pocket for key replacement costs.
The specific policy and the deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional metal keys can be replaced easily however it can be more difficult if you own an electronic fob or smart key. These keys are laser-cut and utilize computer chips to transmit a signal to the vehicle, meaning they're a lot more difficult to replace than traditional mechanical keys. Additionally, these types of keys are expensive due to the fact that you'll have to pay for an locksmith and the cost of a new key.
Think about using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services offer discounted rates for locksmiths and may even reimburse you for the cost of a replacement. Some of these firms offer emergency lockout services that is beneficial if you are in a hurry and have to get on the road.
You can also contact your car dealer to see if it can assist. Many dealerships have locksmiths on staff, and they may be able to create a new key for reasonable prices. However, if the dealer has to purchase a brand new key for the model you have it could take a few days to receive. No matter which method you choose, make sure to save all receipts and documents to submit a claim to your insurance company for your car should you need to.
The loss of keys to your car is a frequent incident. It's not easy however, it can happen to anyone. There are ways to minimize the consequences. While the cheapest and fastest method of replacing your lost keys to your car is to contact a local locksmith, it's important to weigh the financial benefits against the time involved and possible deductible payment before making a claim with your insurance company.